Terms and Conditions
Last updated: July 13, 2025
1. Agreement to Terms
Welcome to FinBalance Consulting. These Terms and Conditions constitute a legally binding agreement made between you and FinBalance Consulting ("we", "us", or "our"), concerning your access to and use of the Flaxivara.com website and our accounting and financial services.
By accessing our website and/or using our services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the website or use our services.
2. Services
FinBalance Consulting provides accounting, tax advisory, and financial consulting services to businesses and individuals in South Africa. The exact scope of services provided will be outlined in a separate engagement letter or service agreement between FinBalance Consulting and the client.
We reserve the right to modify, suspend, or discontinue any part of our services at any time without notice.
3. Intellectual Property
The content on our website, including but not limited to text, graphics, logos, images, and software, is the property of FinBalance Consulting and is protected by South African and international copyright laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.
4. User Responsibilities
When using our website and services, you agree to:
- Provide accurate and complete information
- Maintain the confidentiality of any login information
- Promptly notify us of any unauthorized access to your account
- Not use our website for any unlawful purpose
- Not attempt to gain unauthorized access to our systems
5. Payment Terms
Fees for our services will be outlined in a separate engagement letter or service agreement. Payment terms, including due dates and accepted payment methods, will also be specified in that document.
Failure to make timely payments may result in the suspension or termination of services and may incur additional fees.
6. Confidentiality
We respect the confidentiality of all client information and will not disclose any confidential information to third parties unless required by law or authorized by the client.
For more information on how we handle your data, please refer to our Privacy Policy.
7. Limitation of Liability
To the fullest extent permitted by law, FinBalance Consulting shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our website or services.
Our total liability for all claims arising from these Terms and Conditions shall not exceed the amount you paid to us for the services giving rise to the claim.
8. Indemnification
You agree to indemnify and hold FinBalance Consulting and its affiliates, officers, directors, employees, and agents harmless from any claims, liabilities, damages, or expenses (including attorney's fees) arising from your use of our website or services, your violation of these Terms and Conditions, or your violation of any rights of another.
9. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of South Africa.
10. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. We will notify users of any significant changes by posting an update on our website. Your continued use of our website and services after any changes indicates your acceptance of the updated Terms and Conditions.
11. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:
FinBalance Consulting
22 Lagoon Street, Cape Town, South Africa
Email: info@Flaxivara.com
Phone: +27 27 965 7289